Can you explain our HSA?
A Health Savings Account (HSA) is a tax-advantaged account that allows both employees and employers to save on the cost of healthcare. HSA plans are employer-funded medical reimbursement plans. Employees can contribute money to the account, as well. It's a kind of health spending account used to pay for your share of health care costs.

The city funds your HSA account as follows:
Single $2,340
Family $4,680

Whenever you incur medical or prescription expenses, the payment should be made from your HSA account using your Avidia card. There are IRS guidelines that define eligible expenses. Dental claims are not covered. However, the medical plan may pay for certain oral care that it deems “medically necessary.” It is advisable to contact our insurance carrier to have that determination made before seeking treatment in non-emergency situations.

Your deductible is accumulated separately. Who ever meets the $2600 first will get their claims paid at 100 percent of our Allowed Amount. If the family combines to meet the $5,200, all covered services are paid at 100 percent of our Allowed Amount.

All fund balances are rolled over and remain the property of the employee after the close of the plan year.Contact Avidia

Show All Answers

1. What is our medical insurance carrier name, group number and contact information?
2. What is our dental carrier name, group number and contact information?
3. What is our vision carrier name, group number and contact information?
4. Where can I find covered services under our medical insurance and dental/vision insurance?
5. How long is my child covered under our insurance?
6. What is our medical insurance deductible
7. Do we have a copay on our medical insurance?
8. Can you explain our HRA?
9. Can you explain our HSA?
10. Does the city provide life insurance to employees?
11. What is an Employee Assistance Program?
12. What should I do if I am injured on the job?
13. Do we have a home delivery option for prescription drugs?
14. How can I find an in-network doctor or facility?
15. How can I compare costs of doctors and facilities?
16. How can I obtain an additional id card?
17. Can we use "teledoc" services?
18. What additional programs are available through our medical plan?
19. Does the city offer any Deferred Compensation programs?
20. Does the city offer any Supplemental Benefits?
21. How do I access my voicemail remotely?
22. How do I access my email remotely?
23. What is the difference between a deductible, copay, coinsurance and out of pocket maximum?
24. How can I track my medical, dental and vision claims and their payments?
25. How can I reduce my healthcare costs?